Cheesy Baked Refried Bean Dip
This cheesy baked refried bean dip is creamy, savory, and great for a crowd — the perfect Mexican layered bean dip for Cinco de Mayo!
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Need an easy bean dip for your Cinco de Mayo party food spread?
Try this cheesy, creamy Mexican layer dip!
It’s a hot bean dip that works perfectly for Mexican appetizers and Mexican dip recipes when you need to feed a crowd, and it’s one of those bean dip recipes that gets better as it’s baked.
Party guests will devour this effortless layered bean dip!
You’ll love this recipe because it’s:
- Versatile – pairs perfectly with tortilla chips, crackers, or veggie sticks.
- Cheesy and creamy – the perfect gooey, melty layer every bite.
- Crowd-pleasing – great for parties, Cinco de Mayo, or game day snacks.
- Quick and easy – just layer, bake, and serve!
- Customizable – spice it up or keep it mild depending on your crowd.
Ingredients Needed for the Refried Bean Dip

- Refried beans – forms the hearty, protein-packed base.
- Sour cream – adds creaminess and balances the spice.
- Diced green chilies – adds subtle flavor and a little heat.
- Shredded cheddar cheese – provides gooey, melty richness.
- Jalapeño – adds a fresh kick for heat lovers.
Step-by-Step Recipe Instructions

Preheat your oven to 375°.
Evenly spread 16 oz refried beans into the bottom of a 9×13 casserole dish, then top with 1 cup sour cream.

Spread a 4 oz can of mild diced green chilies over the sour cream layer.

Then top with 2 cups freshly shredded cheddar cheese.

Sprinkle the cheese layer with one seeded and diced jalapeño (optional).

Bake for 15-20 minutes, or until the cheese is melted and bubbly.
Optional: Set your oven to broil and broil for 2-3 minutes or until the cheese is lightly golden brown.
Watch carefully so the cheese doesn’t burn.
Sprinkle with optional toppings like diced tomatoes and cilantro.
Recipe Tips and Substitutions

Tips and Tricks
- Optional broil: Broil at the end for 2–3 minutes for a golden, bubbly cheese top—but watch carefully to avoid burning.
- Make ahead: Assemble the dip up to 24 hours in advance; refrigerate and bake just before serving.
- Warm the beans: Microwave the beans in a microwave-safe bowl for 30-60 seconds to help them spread.
Variations
- Beans: Swap refried beans for black beans or pinto beans for a different flavor or texture.
- Dairy: Use Greek yogurt instead of sour cream for a tangier, slightly lighter option.
- Spice: Add diced green chiles, a sprinkle of cayenne, or hot sauce to the beans for more heat.
- Cheese: Mix in pepper jack or a Mexican blend for a more complex flavor.
- Toppings: Add diced tomatoes, sliced olives, or green onions after baking.
Hungry for More?
If you liked this cheesy baked refried bean dip, be sure to check out these other Mexican-inspired dishes:





- Loaded Carnitas Nacho Fries
- Layered Tortilla Mexican Pizza
- Green Chili Chicken Enchiladas
- Mexican Street Corn
- Mexican Cornbread
FAQs

Yes! Use vegan refried beans, dairy-free cheese, and sour cream alternatives.
Yes, assemble up to 24 hours ahead and store covered in the fridge. Bake before serving.
Tortilla chips, crackers, sliced veggies, or even use it as a taco/burrito filling.

Ingredients
Equipment
Method
- Preheat your oven to 375°.
- Evenly spread 16 oz refried beans into the bottom of a 9×13 casserole dish, then top with 1 cup sour cream.
- Spread a 4 oz can of mild diced green chilies over the sour cream layer.
- Then top with 2 cups freshly shredded cheddar cheese.
- Sprinkle the cheese layer with one seeded and diced jalapeño (optional).
- Bake for 15-20 minutes, or until the cheese is melted and bubbly.
- Optional: Set your oven to broil and broil for 2-3 minutes or until the cheese is lightly golden brown.Watch carefully so the cheese doesn't burn.
- Sprinkle with optional toppings like diced tomatoes and cilantro.
SAVE THIS RECIPE ON PINTEREST!

